Samadhan-UPI
Lost money on a UPI payment?
A failed or fraudulent UPI transfer has a defined complaint path — bank, then NPCI, then the RBI Ombudsman. Most people either give up or pay a lawyer ₹10,000+ for what is largely a paperwork exercise. We do the paperwork correctly, on time, for a fraction of that.
What you get
Your complaint is written properly
Facts, dates, transaction IDs and the exact relief you are asking for — in the format the bank cannot dismiss.
Deadlines are tracked for you
Each stage has a clock. We escalate on the day you become eligible instead of months later.
You know where you stand
Plain-English updates after every step, with copies of everything filed on your behalf.
No lawyer retainer
A fixed, published fee per case instead of an open-ended hourly bill.
Choose your plan
Prices are per month and exclude taxes. You can change or cancel your plan at any time.
Self-Serve Complaint Kit
You are happy to file it yourself
₹999 one-time
- Ready-to-send bank complaint draft
- Annexure checklist
- Escalation timeline for your case
- Ombudsman form guidance
Exact plan price · Taxes and gateway charges itemised before payment
Assisted Escalation
Most people
₹2,999 one-time
- We draft and file the bank complaint
- NPCI escalation if unresolved
- Status tracking with WhatsApp updates
- Copies of everything filed
Exact plan price · Taxes and gateway charges itemised before payment
Ombudsman Representation
Higher-value or contested cases
₹6,999 one-time
- Everything in Assisted
- Full RBI Ombudsman filing
- Written submissions and replies
- One 30-minute advisory call
Exact plan price · Taxes and gateway charges itemised before payment
How it works
- 01
Tell us what happened
Answer a short set of questions and upload your screenshots.
- 02
We prepare and file
Your bank complaint is drafted and submitted with the correct annexures.
- 03
We escalate on time
If the bank does not resolve it, we take it to NPCI and the RBI Ombudsman.
Questions
Can I recover money from a failed UPI transaction without a lawyer?
Yes. The bank, NPCI and RBI Ombudsman route is a documentation process, not a court case. It has to be filed correctly and on time.
How long does it take?
Banks must respond within 30 days. Ombudsman escalation follows after that, so most cases conclude in 30–90 days.
What if I lose?
Not every case is recoverable, and we tell you honestly upfront. You pay a fixed fee for the filing work, never a share of your money.